And now what did you do TODAY?

[raffy]

Congrats to you and your brother Shelly! Glad all is ok now.

[Augsburger]

Congratulations Auntie Shelly!

[swt61]

Congrat Shelly!

[Voltron]

Congrat Auntie Shelly!

[Torpedo]

That's fantastic Best wishes aunt Shelly

[Dreadhead]

Awesome Shelly!

[n_maher]

Excellent news Shelly!

[mikeymad]

Congrats to family Shelly - hope everyone continues to be well.

[blessingx]

Congrats Shelly (and your brothers family)!

[The Monkey]

right on, Shelly and crew.

[Absorbine_Sr]

Great news Shelly!

[morphsci]

Congrat Shelly!

[The Monkey]

Appraiser came today. Wife not optimistic. Neither am I after looking at some comps, though there aren't that many to work off of. It is what it is, I guess.

[Salt Peanuts]

Well, I hope it works out for you, Dinny.

We need to provide yet more documents to the bank for our refinancing process. The annoying part is, I know that they have some of the documents requested since I had to send them in previously - it looks like the people/departments that are involved are not talking to each other enough. Unfortunately, it'll just be quicker and less pain if I just send them the said documents rather than have them find the ones I've sent previously.

[mrarroyo]

Great news Shelly, now go and spoil them rotten!

[The Monkey]

Well, I hope it works out for you, Dinny.

We need to provide yet more documents to the bank for our refinancing process. The annoying part is, I know that they have some of the documents requested since I had to send them in previously - it looks like the people/departments that are involved are not talking to each other enough. Unfortunately, it'll just be quicker and less pain if I just send them the said documents rather than have them find the ones I've sent previously.

lol, I had the exact same experience. They are really papering these things up now.

[jvlgato]

Congrats, Shelly! Great news!

Dinny, sorry for the rotten refi. I hate it, hate it, hate it!

[Dreadhead]

Banks have become a massive PITA for mortgages (the mortgage for the lake house was possibly one of the most frustrating things I have ever done) but I think that I rather this than they making a lot of stupid ass loans/taking hughe volume bonuses and then getting bailed out.... just my two cents.

[Aura]

Congrats Shelly! Hope everything works out on the refi, Dinners.

[crappyjones123]

Just took the last exam. 5 consecutive in 4 days.

Frreeeeeeeeeeedddddddddooooooooommmmmmm

Until jan 9 oh well. It was a long but good semester.

[bozebuttons]

Congrats Shelly,

Banks are only good for taking your money.On a positive note the bank sent me my mortgage paid in full papers & sent a copy to the county clerks office to be filed.

Good luck with the refi's it pays to do it.

[Voltron]

Congrat on paying off the mortgage Tom! We paid off our house in SF a few years ago and it felt pretty awesome.

I got lucky and when the economy turned to shit my bank asked if I wanted a lower rate without any hassle and with only a small fee. I think they were trying to make it easier to stay with them than to shop elsewhere. I literally signed papers and the rate changed. So nice compared to all the bullshit of these things generally.

Good luck Dinny, and hang in there for a better deal. As Tom says, it really pays.

[jvlgato]

I literally signed papers and the rate changed.

Wow, sweet deal! Now that, I'd jump on, if my bank would offer it!

[The Monkey]

Me too! My bank seems to be trying to drive me away.

EDIT: How long does it usually take for an appraisal to come in? Now THAT is nerve wracking.

[Dreadhead]

For us it was about 5 working days if I remember right. We had to get it modified 2x because of issues with the lisiting etc.... PITA