Deals

[crappyjones123]

xda1 was discontinued a long time ago. i am guessing they are just trying to offload whatever stock they have. doubt they will go back up to 250. i liked the all black unit. don't find the silver case as sexy.

Edited May 16, 2012 by crappyjones123

[blessingx]

Seems something some here may use...

The iTunes App Store offers downloads of MountainBike Pro for iPhone / iPod touch for free. That's a $6 drop and the best price we could find for this app, which offers maps, weather and wind conditions, calorie and distance tracking, and more. http://j.mp/L7DGK3

[grawk]

I was just going to post that

[grawk]

chronoshark has a seiko 5, this one's in a large diver's case with a metal bracelet. 41.5mm case. for $99

[Tari]

Norah Jones - Little Broken Hearts $3.99 Amazon MP3 with voucher from local.amazon.com

Amazon MP3's are 256 Kbps VBR last I checked.

[HeadphoneAddict]

Norah Jones - Little Broken Hearts $3.99 Amazon MP3 with voucher from local.amazon.com

Amazon MP3's are 256 Kbps VBR last I checked.

Thanks, I missed seeing that album. Couldn't find the voucher, but I got a $10 Amazon gift card for $5 from local.amazon.com and then used that toward the CD instead.

[Tari]

It may not show up as the "main deal" - it could be in the "nearby deals" section you scroll through on the bottom of the page.

[HeadphoneAddict]

It may not show up as the "main deal" - it could be in the "nearby deals" section you scroll through on the bottom of the page.

Thanks for the help, but it wasn't in any of the 6 nearby deals at the bottom when I first checked, and still not there. If I change cities the deals change, but the voucher isn't one of them.

[Tari]

The reason Amazon Local is split up into local regions is because most offers are for services/goods located locally. Not much point in me having a discounted massage that would take 6 hours to drive to (unless it's a really good massage.)

When an "Amazon Living Services" deal comes up (usually BMVD on amazon.com) it is usually universal but sometimes targeted. When this happens, you can search for a location that has it and purchase it (in other words, your living in Colorado or wherever doesn't prevent you from buying a deal in Wisconsin.)

If you select Illinois-->Chicago - North Suburbs it will be on the bottom.

[justin]

30-Year Fixed 3.625% 3.799%

15-Year Fixed 2.875% 3.182%

shiiiit. im @ 4% for 30-year (oct 2010) but if that 15 year gets any lower, i think i'm in

Edited May 18, 2012 by justin

[bozebuttons]

30-Year Fixed 3.625% 3.799%

15-Year Fixed 2.875% 3.182%

shiiiit. im @ 4% for 30-year (oct 2010) but if that 15 year gets any lower, i think i'm in

Do it ,you will cut out 13 years of payments.

[n_maher]

I really need to look into the re-fi thing again.

[bozebuttons]

I really need to look into the re-fi thing again.

Just do it no better time then now..

[aardvark baguette]

I thought the same thing when I bought at 4.85%.

I wonder if I should wait a bit longer or go for it.

[grawk]

payback from 4.85 to 3.75ish is probably quite a while, unless you can get a no cost deal

[Dreadhead]

payback from 4.85 to 3.75ish is probably quite a while, unless you can get a no cost deal

Yup most of the time the payoff time is longer than you think with all the fees (which of course the bank is more than happy to take).

[grawk]

I've surprised loan officers several times when they would offer a refi that would save me 2%, but where the fees were so high it was a 10 year payoff. I guess most people fall for that.

[justin]

obivously depends on the fees but if it's like a typical house closing and 1 point then you could expect pay off within 2 years

[Dreadhead]

obivously depends on the fees but if it's like a typical house closing and 1 point then you could expect pay off within 2 years

That's typical? Fees with no points on my loans had 3 year payoffs both times and I still took it. Even on the lake house the fees were a couple $k.

[The Monkey]

First of all, fuck points on a refi. Then fold those closing costs into the new loan. Of course it all just depends if the numbers work but I am fundamentally opposed to giving these asshole banks any points in this environment.

[grawk]

yah, I finally agreed to a refi when they came back with no points, no fees.

[morphsci]

Yep we just finished our refi and folded the (minimal) fees into the loan. Knocked 8 years off the mortgage, lowered the monthly cost by about $100 and saved us a metric shitload in interest. We will now own the house before I retire start my second career.

[naamanf]

Just refied both my houses. No points and no cost refi saving about $500 between the two. Plan on rolling that right back into the principal. Should shave off some serious time on the loan.

[Augsburger]

I am surprised you guys aren't rolling the savings into Facebook stock.

[grawk]

facebook stock being the worst investment since Bernie Madoff?