Jon L Posted September 8, 2017 Report Posted September 8, 2017 Wondering how people have responded to this news? It's rather annoying Equifax took 40 days to admit to the breach and then offers half-ass and confusing assistance to consumers, which requires consumers to go through arbitration in case of dispute. https://www.cnbc.com/2017/09/08/equifax-response-to-data-breach-leaves-many-consumers-confused.html
EdipisReks1 Posted September 8, 2017 Report Posted September 8, 2017 I hope the executives who sold shares before the announcement are prosecuted. 2
Hopstretch Posted September 8, 2017 Report Posted September 8, 2017 It's shit and getting shitter. If you enter "Test" and 123456 into their hack checker page, it tells you your data was compromised. Confidence inspiring!
EdipisReks1 Posted September 9, 2017 Report Posted September 9, 2017 1 hour ago, Hopstretch said: It's shit and getting shitter. If you enter "Test" and 123456 into their hack checker page, it tells you your data was compromised. Confidence inspiring! That's just because Bubba J. Test, social security number 111223456 was part of the hack.
skullguise Posted September 9, 2017 Report Posted September 9, 2017 Wow, thank goodness the Bubba L Test I know, 123457, was OK.....! And wholeheartedly yes, Jacob, throw the fucking books at the exec's who knew and took advantage!
Grahame Posted September 10, 2017 Report Posted September 10, 2017 More details ...https://krebsonsecurity.com/2017/09/equifax-breach-response-turns-dumpster-fire/
Grahame Posted September 12, 2017 Report Posted September 12, 2017 More opinions ...The rabbit hole goes deeper https://hackernoon.com/a-series-of-unfortunate-events-or-how-equifax-fire-eye-threw-oil-on-the-fire-c19285f866ed
jvlgato Posted September 13, 2017 Report Posted September 13, 2017 Evil, all of them, I say. I put a freeze on all my credit accounts a year ago after I did a USA Today test which showed my private information had been stolen about 14 times in the last 10 years.
Jon L Posted September 13, 2017 Author Report Posted September 13, 2017 I just found some unauthorized charges on one of my credit cards, yet again, and had to go through the usual CC fraud department song and dance. I thought Chipped credit cards were supposed to be safer, but so much for that. There's got to be a better way...
Hopstretch Posted September 16, 2017 Report Posted September 16, 2017 Chipped cards are a lot more secure (approximately 7x) if you also require a PIN, which is how it's done everywhere else in the world. US banks and retailers didn't want to sink the money into becoming compliant when they could spend a fraction of the amount buying regulators and congressmen to keep delaying implementation of the standard. One argument frequently deployed by the financial services industry -- and I'm not joking -- is that Americans are too stupid to remember another 4-digit code. https://qz.com/717876/the-chip-card-transition-in-the-us-has-been-a-disaster/
Grahame Posted September 16, 2017 Report Posted September 16, 2017 Indeed.Predicted (check article dates) "“Visa [which last year told me rather vehemently that chip and signature was quite enough for the American market] has pushed PIN in other geographies. The investment is already there. If you look at the U.S. market, we have a unique set of consumers. As one issuer put it —’We are not convinced Americans can learn to do two new things at once.’ ” Sadly she did not name the source of that comment." https://www.forbes.com/sites/tomgroenfeldt/2014/06/23/more-secure-credit-cards-with-chips-coming-to-the-u-s/ "You're about to get a new credit card ... and it's an epic failure" http://money.cnn.com/2015/03/25/technology/credit-card-chips-hackers/index.html
crappyjones123 Posted September 17, 2017 Report Posted September 17, 2017 Someone opened 2 credit cards in my name at chase. Hooray... 1
Jon L Posted September 17, 2017 Author Report Posted September 17, 2017 5 hours ago, crappyjones123 said: Someone opened 2 credit cards in my name at chase. Hooray... Dang. How did you find out, through credit monitoring? Trying to decide if I want to sign up for Equifax free credit monitoring or not..
crappyjones123 Posted September 17, 2017 Report Posted September 17, 2017 mint.com. "free" credit score every month.
Grahame Posted September 17, 2017 Report Posted September 17, 2017 "The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to credit reporting companies" https://www.consumer.ftc.gov/articles/0155-free-credit-reports so https://www.annualcreditreport.com/index.action and then stagger the requests four months apart ... start with Equifax now ...
skullguise Posted September 17, 2017 Report Posted September 17, 2017 Sorry to hear CJ, hope things can be resolved OK.....!! Just processed Credit Freezes with my wife tonight. Still looking into further services. AAA offers free and cheap options if you are a member. The free option covers one agency monitoring plus some extras, but combined with the freezes may be fine for us. The "full" version is under $10/month. AARP, Sam's Club, etc., also have, but best to check online for ratings/reviews. 1
Hopstretch Posted September 18, 2017 Report Posted September 18, 2017 Somewhat relevant to prior digression ...
Hopstretch Posted September 18, 2017 Report Posted September 18, 2017 Meanwhile ...https://www.bloomberg.com/news/articles/2017-09-18/equifax-is-said-to-suffer-a-hack-earlier-than-the-date-disclosed
Grahame Posted September 18, 2017 Report Posted September 18, 2017 (edited) Indeed. 400K Brits impacted due to a "process failure" "Regrettably, the investigation shows that a file containing UK consumer information may potentially have been accessed. This was due to a process failure, corrected in 2016, which led to a limited amount of UK data being stored in the US between 2011 and 2016." (so five years before they realized that mistake?) https://www.theregister.co.uk/2017/09/15/equifax_uk_breach_statement/ watch this space ... http://thehill.com/policy/cybersecurity/350517-equifax-ceo-formally-called-to-testify-before-congress Probably why they retired their Chief Security Officer, and made them an un-person http://www.marketwatch.com/story/equifax-ceo-hired-a-music-major-as-the-companys-chief-security-officer-2017-09-15 "Nobody knew security could be so complicated" Why using SSNs for identification is risky and stupid. (from 2009) http://www.slate.com/articles/technology/webhead/2009/07/no_you_cant_have_my_social_security_number.html Edited September 18, 2017 by Grahame
Grahame Posted September 26, 2017 Report Posted September 26, 2017 Meanwhile ...I'm Shocked, Shocked /s Equifax Chief Steps Down After Massive Data Breach http://n.pr/2k0qrsI
Jon L Posted October 4, 2017 Author Report Posted October 4, 2017 (edited) Now Yahoo admits Every single Yahoo account was hacked, all 3 billion, in 2013 breach https://www.reuters.com/article/us-yahoo-cyber/yahoo-says-all-three-billion-accounts-hacked-in-2013-data-theft-idUSKCN1C82O1 Edited October 4, 2017 by Jon L 1
Hopstretch Posted October 9, 2017 Report Posted October 9, 2017 Just gets better ...https://krebsonsecurity.com/2017/10/equifax-breach-fallout-your-salary-history/
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