I've been a licensed life insurance agent since I was 18 yr old. Now I'm just old
The life insurance companies that are generally considered reputable and financially stable tend to recruit agents for 2 year training programs and support the new agent financially until the end of the training period. Might be a draw against commission or a base salary + commission, but supported financially none the less.
There are other companies that behave more like an MLM. I'm not familiar with this particular company. However, most of what you've relayed has "WARNING" written all over it. Please proceed carefully. You are more likely to make money selling Cutco knives.
All of us are faced with moral and ethical situations no matter what we do. Obviously it is an individual test of character how you respond to those situations. If this has piqued an interest in insurance then many options for a career are available....agent (life, property and casualty), underwriter, acturary, marketing, IT & etc.
Good luck!