It's Arbella. Unfortunately (or fortunately), it wasn't an accident, but fire damage. Basically, I hadn't driven my car for about a week and during that period, some small animal(s) had made nests in the nooks and crannies under the hood. When I did finally drive it late last week, those nests under the hood caught on fire, causing the fire damage (nests were discovered after the fact, obviously, in smoking and smoldering state). Now the claims agent/appraiser is trying to claim the fire was caused by mechanical failure (which would mean that they don't have to pay me anything). My mechanic is trying to call them on it since the failure agent/appraiser is trying to push through, even if it were the case, wouldn't have caused the fire.